Overdamped Langevin dynamics:
$$ \frac{dx}{dt} = -\frac{1}{\gamma} V'(x) + \sqrt{\frac{2k_B T}{\gamma}} \eta(t) $$
Underdamped Langevin:
$$ m \frac{d^2x}{dt^2} = -\gamma \frac{dx}{dt} - V'(x) + \sqrt{2 \gamma k_B T} \eta(t) $$
where $\eta(t)$ is a random variable.
Why do we use Ito chain rule in the first case and standard chain rule in the second one to compute the time evolution of functions of $x(t)$?
Is it because the last one is a second order equation so the noise term in the solution is of order $dt^{3/2}$ and negligible?