Gold, as a metal, is, like an noble gas, not very reactive. But if you take a single gold atom it is very reactive. It combines with other gold atoms to form gold metal, and it reacts chemically with other atoms. For example, the Colorado, US town of Telluride is named after a gold-tellurium mineral found there, see Calaverite:
http://www.galleries.com/minerals/sulfides/calaveri/calaveri.htm
So these metals are not noble as compared to noble gasses. They are reactive. But I think you're asking the question "why are these metals noble while the other ones aren't?"
The noble metals are the least "reactive". See
http://en.wikipedia.org/wiki/Reactivity_series
As shown in the table in the above wikipedia article, the noble metals are those where it is very difficult to remove electrons.
Now take a look at silver, $4d^{10}5s^1$. If we are to remove one electron it's going to be the one which has the highest energy. Now normally you'd think that would be the $5s^1$ electron. But instead, on all of the heavier metals, the S levels have LOWER energies than you'd expect. And so when you singly ionize silver the result would be the loss of one of the 4d electrons. See
http://www.chemguide.co.uk/atoms/properties/atomorbs.html
for a chart showing the energies of the first few electrons.
The spreading out of the orbitals like this is due to the shielding of the nucleus by the lower energy electrons. That is, the S orbitals penetrate the closest to the nucleus and so they see a nucleus which, in effect, has a higher charge than the P, D, and F orbitals.
The overall effect is that the chemistry of heavier metals is more a function of the outermost (or most energetic) F orbital, if present. If it's not present, then the most energetic D orbital, then most energetic P orbital. The S orbital is never the most energetic.