The key here is in the accelerations involved. You can't just say that the man simply departs the Earth at 0.9802c. If his frame of reference immediately before the point of departure is coincident with the Earth's frame of reference (or, more precisely, they are not moving relative to each other) then he will undergo a significant acceleration to reach 0.9802c relative to the Earth. Thus he will experience relativistic effects as a result of accelerating away from the Earth. Once he reaches the distant planet (or more precisely, before he reaches the planet) he will also have to accelerate to achieve a velocity of -0.9802c relative to the Earth to return, undergoing further relativistic effects. And then, approaching the Earth, he will have to accelerate once again to achieve a velocity of 0c relative to the Earth, undergoing further relativistic effects.
In your alternative, where you posit two inertial rockets you're still not considering the accelerations the man has to undergo to move between the frames of reference. Actually, it's impossible to move instantaneously between two frames of reference that are moving relative to each other - there must always be acceleration involved.
[EDIT]
The answer provided by Marco Ocram is not really an answer. An observer cannot move from one inertial frame of reference to another instantaneously. Certainly an observer in one frame, knowing the relative velocities of the other frames, can calculate what an observer in any other frame would see, but that's different to what s/he would observe directly.
You simply can't get around the fact that to change your frame of reference involves acceleration. 'Suppose[ing] that no time is needed to change his frame' is proposing a completely different theory of relativity, in which case it's whatever you want it to be and you'd have to test this new theory. It's certainly not Einstein's General Relativity.
[EDIT2] With regard to Marco Ocram's comment about two observers synchronsing clocks: You need to consider what each of the observers observes. Call them Observer-Out (for the one travelling away from the Earth) and Observer-In (for the one travelling towards the Earth). First, I assume by 'synchronise clocks' you mean observe the time displayed on each other's clock at a certain point when each, from their own frame, considers the other to be passing. Go back a bit and think about what Observer-In would observe when s/he observes Observer-Out being beside the Earth - the times on the Earth's clock and on Observer-Out's clock. (Note, from the Earth's frame of refence Observer-In would be 180 light years away when making that observation.) Now think about what what will happen to Observer-In's observations of each of those clocks and remember that Observer-In's velocity relative to the Earth is significantly different to his/her velocity relative to Observer-Out. Think about what that would mean as Observer-In and Observer-Out approached and passed each other at the hypothetical planet. Then think about the further observations Observer-In would make on Observer-Out's clock as they flew apart, with Observer-In continuing towards the Earth and Observer-Out continuing to fly 90 light years past the hypothetical planet.
Anyway, apart from all that, the original question was really about the Twin Paradox, which is about why the clock on a ship that travels away from and then back to the Earth shows a different time when it returns, and the resolution of that paradox is in the fact that the travelling clock is not always in an inertial frame - i.e. it undergoes accelerations at various points in the journey. And, most importantly, the travelling observer will not instantly see a change in the Earth's clock, but, rather, will see the rate of change in the Earth's clock change as s/he undergoes those various accelerations.