In the context of describing the departures from equilibrium in the early universe (i.e. Big Bang Nucleosynthesis, recombination), one uses Boltzmann equations. Let's suppose we have a binary interaction of the form $1+ 2 \leftrightarrow 3+ 4$, where $1$, $2$, $3$ and $4$ represent different particles. Under some assumptions (particles involved are non-relativistic, they are in kinetic equilibrium etc) one derives the following differential equation for the evolution of the number density $n_1$ $$ a^{-3} \frac{d(n_1 a^3)}{dt} = n_1^{(0)} n_2^{(0)} \langle \sigma v \rangle \left( \frac{n_3 n_4}{n_3^{(0)}n_4^{(0)}} - \frac{n_1 n_2}{n_1^{(0)}n_2^{(0)}}, \right) $$ where $a(t)$ is the scale factor and $\langle \sigma v \rangle$ is the thermally-averaged interaction cross-section. The quantities $n_i^{(0)}$ are given by $n_i^{(0)} = \frac{g_i}{(2\pi)^3} \int d^3 p \ e^{-E_i/T}$, and are related to the number densities as follows: $n_i = e^{\mu_i /T} n_i^{(0)}$, where $\mu_i$ denotes the chemical potential of species $i$. When interactions are very strong (i.e. interaction rate $\Gamma (t) = n_2(t)\langle \sigma v \rangle$ is big compared to Hubble rate $H(t)$), then the term in parenthesis in the previous equation vanishes, meaning that particles are in chemical equilibrium. This condition can be written in two equivalent ways: $$ \frac{n_1 n_2}{n_3 n_4} = \frac{n_1^{(0)} n_2^{(0)}}{n_3^{(0)}n_4^{(0)}}, \ \ \ \ \rm{or} \ \ \ \ \mu_1 + \mu_2 = \mu_3 + \mu_4. $$ It is then typically said that forward and backward rates become equal. And here is where it comes the problem, since I don't see why this has to be always the case. Let's take the example of Deuterium production $n + p \leftrightarrow D + \gamma$. Since photons have $n_\gamma^{(0)} = n_\gamma$, one can write the chemical equilibrium condition in the following way $$ \frac{n_D}{n_n n_p} = \frac{3}{4} \left( \frac{4\pi}{m_pT} \right)^{3/2} e^{B_D/T}, $$ where $B_D = m_n + m_p -m_D$ is the binding energy of deuterium. We see from previous equation that the density of Deuterium will start to increase with respect the one of protons and neutrons when the temperature decreases below the binding energy, $T < B_D$. That is, the reaction of Deuterium production, $n + p \rightarrow D + \gamma$, is more favorable than the inverse process, $D + \gamma \rightarrow n+ p$.
How can this be compatible with the idea that in chemical equilibrium forward and backward rates should become equal?
Many thanks in advance, this is driving me crazy