The nonhomogeneous heat equation is of the form:
$$\frac{\partial }{\partial t} u(x,t) = \alpha^2 \frac{\partial^2}{\partial x^2} u(x,t) + f(x,t)$$
it appears as though we can always find some $g(x,t)$ and have written it with the substitution $f(x,t)=g(x,t)u(x,t)$ so that the solution $u(x,t)$ is unchanged, but the equation looks like this now:
$$\frac{\partial }{\partial t} u(x,t) = \alpha^2 \frac{\partial^2}{\partial x^2} u(x,t) + g(x,t)u(x,t)$$
The main difference (and the point of my upcoming question) is that $f(x,t)$ has a real life interpretation, it is an external heat source. On the other hand, $g(x,t)$ doesn't seem to really have any interpretation.
Now, when choosing a Hamiltonian it seems like there is a strong resemblance here. The potential energy term looks like $g(x,t)$ but for instance, the Coulomb force looks like $f(x,t)$. So intuitively it seems by analogy that the Schrodinger equation should really be in one dimension:
$$\frac{\partial }{\partial t} \Psi(x,t) = \alpha^2 \frac{\partial^2}{\partial x^2} \Psi(x,t) + V(x,t)$$
and NOT $$\frac{\partial }{\partial t} \Psi(x,t) = \alpha^2 \frac{\partial^2}{\partial x^2} \Psi(x,t) + V(x,t)\Psi(x,t)$$
so more specifically, in Dirac notation my question is:
Why is the Schrodinger equation $i \hbar \partial_t | \Psi \rangle = \hat T | \Psi \rangle + \hat V | \Psi \rangle$ instead of being $i \hbar \partial_t | \Psi \rangle = \hat T | \Psi \rangle + | V \rangle$? Alternatively I could have written in a way that is identical to my last statement but similar to the Schrodinger equation through use of the projection operator:
$$i \hbar \partial_t | \Psi \rangle = \hat T | \Psi \rangle + | \Psi \rangle \frac{\langle \Psi| V \rangle}{\langle \Psi | \Psi \rangle} $$
So to recap and try to make myself as clear as possible, $f(x,t)$ is a heat source and is analogous to the potential energy $| V \rangle$ term while on the other hand the meaningless $g(x,t)$ is analogous to the $\frac{\langle \Psi| V \rangle}{\langle \Psi | \Psi \rangle}$ which is the actual term found in the Schrodinger equation.