Context
On the top of the 4th page of Schulman's paper, A path integral of spin, he argued that:
Let the propagator $K$ from $(\phi_1,t_1)$ to $(\phi_2,t_2)$ is the sum of $e^{iS[\phi]/\hbar}$. It is impossible that $$K \sim e^{iS[\phi]/\hbar} - e^{iS[\psi]/\hbar} \tag{p.1561}$$ if the two path, $\phi$ and $\psi$, are homotopic, i.e. they can be deformed to each other. The reason is that "If we deform $\psi(t)$ continuously into $\phi(t)$, the contribution due to $\psi\left( e^{iS[\psi]/\hbar}\right)$ must continuously go over into that due to $\phi$. "
Question
I can't understand this argument. I agree that the contribution due to $\psi\left( e^{iS[\psi]/\hbar}\right)$ must continuously go over into that due to $\phi$. However, there could be a continuous function $f$ with $f(0)=0$ and $f(1)=\pi$ s.t. $$K \sim e^{iS[\phi]/\hbar} + \cdots + e^{if(\alpha)}e^{iS[\phi_{\alpha}]/\hbar} + \cdots + e^{if(1)}e^{iS[\psi]/\hbar} + \cdots $$ where $\phi_{\alpha = 0} = \phi$ and $\phi_{\alpha = 1} = \psi$. Thus, I think it is totally fine there is a relative phase between the contribution of $\psi$ and $\phi$ although these two paths are homotopic. Why is my argument incorrect?